How to Use Mastercard Gift Cards on Amazon? [2023 Guide]

Hey there! Have you ever received a MasterCard gift card and wondered how to use it on Amazon? Don’t worry, you’re not alone! Now, learn how to use your MasterCard gift card (or Visa, American Express) on Amazon by converting it to an Amazon gift card. Register the prepaid card as a payment method and reload your Amazon gift card balance for future purchases.

Convert your Mastercard gift card, Visa, or AMEX  to Amazon credit and shop with ease!

How to Use Mastercard Gift Cards on Amazon (Visa & AMEX)?

One method of using your Visa, American Express, or MasterCard gift card on Amazon is by converting it into an Amazon gift card. Initially, you must register the prepaid card as a payment method and subsequently utilize it to reload your Amazon gift card balance.

Easily transfer an Amazon Gift Card balance to another account with our step-by-step guide.

You have the option to load the entire amount of the prepaid card or a portion of it. However, it is imperative to deduct any temporary holds placed on the card when adding it to Amazon, unless you choose to wait until they are credited back. Reloading your Amazon gift card entails adding funds to it for future purchases. This approach is preferable as it allows you to utilize the balance on an Amazon gift card while still being able to use a regular bank credit or debit card to cover the remaining amount.

To add a prepaid Visa, MasterCard, or AMEX card to your Amazon account through an Amazon prepaid card, follow these steps:

1. Use the “Amazon App” and log in to your account.

Amazon App - Use Mastercard Gift Cards on Amazon

2. Search Amazon Reload

Search Amazon Reload - Use Mastercard Gift Cards on Amazon

3. Download Amazon Reload

Download Amazon Reload - Use Mastercard Gift Cards on Amazon

4. Type Gift Cards Balance

Type Gift Cards Balance - Use Mastercard Gift Cards on Amazon

5. Place Your Order

Place Your Order - Use Mastercard Gift Cards on Amazon

6. Confirm the Payment Information

Confirm the Payment Information - Use Mastercard Gift Cards on Amazon

7. Turn to “Paying with”

Turn to "Paying with" - Use Mastercard Gift Cards on Amazon

8. Click Add New

Click Add New - Use Mastercard Gift Cards on Amazon

9. Add a Payment Method

Add a Payment Method - Use Mastercard Gift Cards on Amazon

10. Scan Your MasterCard

Scan Your MasterCard - Use Mastercard Gift Cards on Amazon

Visa and MasterCard may have a $1.00 hold, while AMEX should have a $0.10 hold. If multiple registration attempts were made, calculate the hold amount to account for each attempt. You will receive the held amount back at a later time.

What Are the Restrictions When Using a Mastercard Gift Card Online?

A Mastercard gift card is widely accepted in the United States and the District of Columbia, wherever Mastercard debit or credit cards are accepted. However, it is important to note that certain restrictions apply. Recurring billing and ATM transactions are not permitted with a Mastercard gift card. While online, phone, and mail-order merchants based in the United States that accept Mastercard will accept the gift card as payment, purchases made at merchants based outside of the United States may be subject to restrictions.

Here are some examples where you may face restrictions on your Mastercard gift card:

  • Subscriptions/bills
  • Online gambling
  • Dating services
  • ATM access
  • Online purchases that exceed your available balance

Consider exploring international gifting options like sending an Amazon Gift Card to another country to make your loved ones’ day special and hassle-free.

Why Should You Load Amazon’s Gift Card Balance With a Mastercard Gift Card?

When using a Mastercard gift card as a direct payment method on Amazon, the primary limitation is the cap on order value, which must be within the value on the card. To overcome this limitation, loading your Mastercard gift card onto your Amazon gift card balance is the most practical method for shopping on the website.

  • Split payment methods—Amazon allows you to split payment between your Amazon gift card balance and another debit or credit card. You don’t have to customize your order value to match your gift card balance
  • Exhaust every penny on the card—This is an extension of the split-payment benefit. You can add the tiniest residual balance from your Mastercard gift card and exhaust it towards your Amazon purchase

What if Your Mastercard Gift Card Won’t Load on Amazon?

In the event that you encounter difficulties when attempting to use your Mastercard gift card on Amazon, it is often due to a verification failure. In such instances, it is advisable to contact the customer service number provided on the back of your card. If you have multiple gift cards, you just need to follow our guide to use them on Amazon!

Numerous customers have expressed dissatisfaction with their card not loading on Amazon despite multiple attempts, which may be attributed to a specific issue with the site. In such cases, it is recommended to utilize the remaining balance on your Mastercard gift card in alternative ways, such as:

  • Reloading your PayPal balance with it
  • Using the card on other online or e-commerce platforms like Walmart
  • What About Using a Prepaid Mastercard on Amazon?
  • You can add prepaid Mastercards the same way as gift cards—add them as a payment method or use them to reload your gift card wallet. The only difference with using prepaid Mastercards is they have usage fees.

While gift cards do not have any associated fees, prepaid cards entail various charges, including reload fees, balance inquiry fees, and transaction fees. Consequently, the amount available for spending will be less than the total value of the card. Certain cards, such as the Emerald Prepaid Mastercard, do not impose transaction fees, making them more suitable for online purchases.

Learn how to use Apple Pay on Amazon for convenient and secure online shopping.


So, basically, if you wanna use your Visa, American Express, or MasterCard gift card on Amazon, the easiest way is to turn it into an Amazon gift card. All you gotta do is register the prepaid card as a payment method and reload your Amazon gift card balance. This way, you can use the whole balance on your gift card and even split payment methods if you need to. Easy peasy!

Ivy Smith

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