How to Use Venmo on Amazon – Is It Safe to Use It?

Venmo and Amazon are about to merge, opening the door to streamlined transactions and increased flexibility. The prospect of leveraging Venmo on Amazon is an enticing option for online shoppers. PayPal’s Venmo and Amazon’s recent partnership promises seamless transactions and greater flexibility, raising user expectations.

As Venmo integrates with the Amazon platform, users will be faced with a series of choices and considerations. This guide not only provides insights into how Venmo works on Amazon, but also provides practical advice on optimizing your buying experience.

Does Amazon Accept Venmo as a Payment Option?

How to Use Venmo on Amazon

PayPal has recently announced a partnership with Amazon to include the Venmo payment app as one of the approved payment methods. This move is part of a plan to integrate eCommerce platforms such as Amazon with Venmo. The partnership will make it easier for Amazon shoppers to pay using the Venmo mobile app, making it more convenient to shop on the Amazon website and app.

If you’re wondering whether you can use Venmo on Amazon, the answer is yes. Venmo is now linked to the Amazon app, and you can pay with your Venmo balance. Venmo is a popular banking app used by mobile users in the United States, and the integration of Venmo with Amazon makes it more flexible for customers and potential merchants. With nearly 80 million Venmo users in the US, there is a growing demand for this payment option among Amazon users, and this trend is expected to continue.

Related: Can You Use Cash App On Amazon

How Will Venmo on Amazon Work?

We currently have limited information regarding how Venmo will be utilized by users and the specific date when this feature will become available. What we do know is that Venmo will be introduced as a payment option during checkout sometime in 2022, which was quite unexpected considering that even PayPal, Venmo’s parent company, cannot be used to pay for Amazon orders.

Users will have the flexibility to utilize Venmo on both Amazon’s desktop platform and mobile app. Furthermore, they will have the choice to make payments using their existing Venmo balance or their linked bank account.

However, it remains uncertain whether users will be able to use Venmo’s wallet as an independent payment method or if it will be integrated with Amazon’s wallet service.

How to Use Venmo on Amazon

There is a possibility that Amazon may require users to connect their Venmo account to their Amazon wallet. Essentially, this means that you might only have the option of using your Venmo wallet to add funds to your Amazon wallet, without any other functionalities.

Are There Fees for Using Venmo on Amazon?

At the moment, there is no confirmation regarding any extra charges for using Venmo on Amazon. Nevertheless, it is improbable that Amazon or Venmo will impose any additional fees. Amazon values the convenience of their customers during checkout and aims to provide them with maximum flexibility.

Presently, Amazon solely accepts credit/debit cards and gift cards as payment methods. However, they aspire to broaden their payment options and simplify the purchasing process for their customers. Introducing extra charges to the service may discourage users from utilizing it, which would contradict their objective.

How to Check out with Venmo on Amazon?

It’s incredibly easy to add and use your Venmo account as a payment option on Amazon. All you need to do is click “Select a payment method” at checkout, then select “Add a Venmo account” and follow the prompts to allow Amazon to charge Venmo for future purchases.

Once you’ve added your Venmo account, you can choose to use it as a one-time purchase or set it as your default payment method for future Amazon purchases. You can pay using your Venmo balance, attached bank account, or a debit card. However, it’s important to note that you cannot use a credit card through Venmo to pay for Amazon purchases. While Amazon already allows you to pay with a debit card and checking account, adding Venmo as a payment option gives you the added convenience of using your Venmo balance to pay for your cart.

Why You Should Forgo Venmo for Amazon Purchases?

If you don’t own a credit card and you want to add an extra layer of security to your Amazon purchases, using Venmo as a middleman can be a viable option. By doing so, you can ensure that Amazon doesn’t receive any of your account information, such as your debit card or checking account number. This can provide you with peace of mind and protect your sensitive information.

However, it’s important to note that using Venmo to pay for Amazon purchases may not be the best idea for everyone. When you pay with your Venmo balance or a checking account, you won’t earn any rewards on your purchase. Even if you use a debit card, the rewards you earn will likely be the same as if you had paid directly with Amazon. Therefore, if earning rewards is important to you, it’s recommended to use a rewards credit card instead.

How to Use Venmo on Amazon

Using a rewards credit card for your Amazon purchases offers several advantages. Firstly, paying with a credit card is generally more secure than using a debit card or a checking account. Additionally, you’ll have the opportunity to earn rewards for your spending. There are various credit cards available that offer attractive rewards for Amazon purchases, such as the Prime Visa, U.S. Bank Shopper Cash Rewards Visa Signature Card, and Blue Cash Everyday Card from American Express. Even a low-level cash-back credit card like the Citi Double Cash Card can provide a respectable return on your spending.

Read More: How to Stop Amazon Brushing Scam


Convenience and security are paramount when transacting digitally. With the knowledge contained in this guide, you can confidently explore your Venmo journey on Amazon, maximizing its potential while protecting your financial interests.

While the prospect of using your Venmo balance on Amazon excites many, the financial wisdom behind such a transaction requires careful consideration. Users weigh convenience against potential limitations and financial implications, seeking a balance between convenience and financial prudence.


How to Use Venmo on Amazon

Why Don’t I See My Credit Cards as a Payment Option?

Sometimes, you may not see your credit cards listed as a payment option due to certain limitations between Venmo and specific merchants. This means that even if your credit cards are active on your account, they may not appear as a choice during the checkout process. While this can be frustrating, it is important to understand that it is a result of the compatibility between Venmo and the merchant’s payment system.

Why Was My Refund More Than My Purchase?

The amount of your refund can vary depending on the merchant’s policies. In some cases, merchants have the option to provide a refund that exceeds the original purchase amount. This could be due to various reasons such as including additional fees or compensating for any inconvenience caused during the purchase process. So, if you notice that your refund is more than what you initially paid, it is likely because the merchant has chosen to refund you an amount greater than your purchase.

How Long Does a Refund Take?

The time it takes to receive a refund depends on the refund policy of the online merchant from whom you made the purchase. Once the merchant initiates the refund process and sends it to us, it can take anywhere from 1 to 5 business days for us to process it. If you have any concerns or questions regarding your refund, it is always a good idea to reach out to the merchant directly. They will be able to provide you with more specific information about the refund timeline and address any inquiries you may have.

Ivy Smith

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